Eubank: Housing & Real Estate
Homes in Eubank carry a median value of $126,300 (estimated market value runs 9% higher at $137,235), with median rent $708 (1.1× below Pulaski County median $803; 1.4× below Kentucky median $967). Homeownership rate: 60.0%. That's 1.3× below the Pulaski County median ($166,900); 1.6× below the Kentucky median ($205,600). Market is warm. Vacancy rate 9.0%. New construction makes up 10.4% of stock. A municipal building code is in effect.
- 2.8× annual income — home value vs. household income (vs Kentucky 3.4×).
- 14.9 years to break even renting at the median (vs Kentucky 18y).
- 4-BR rent is 1.9× a studio — rent gradient by unit size.
- Median rent 18% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $126,300 — 0.6× the Kentucky median ($210,700). Median rent $708/month. homeownership rate 60.0% — below the U.S. share of ~65%.
| Affordability · Home Price To Income | 2.8× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 18.6% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 13.2% |
| Affordability · Poverty Rate | 18.0% |
| Affordability · Property Tax Pct Income | 1.3% |
| Fair Market Rent · Studio rent | $619 (vs Kentucky $883) |
| Fair Market Rent · One-bedroom rent | $753 (vs Kentucky $1,047) |
| Fair Market Rent · Two-bedroom rent | $866 (vs Kentucky $1,272) |
| Fair Market Rent · Three-bedroom rent | $1,038 (vs Kentucky $1,625) |
| Fair Market Rent · Four-bedroom rent | $1,147 (vs Kentucky $1,891) |
| Fair Market Rent · HUD FMR area | Lincoln County, KY |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $137,235 |
| Median Home Value | $126,300 (vs Kentucky $210,700) |
| Median Rent | $708 (vs Kentucky $992) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 9.0% |
| Housing Market · New construction (% of stock) | 10.4% |
| Housing Market · Price Appreciation 2Yr | 12.3% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (1)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Kentucky median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Kentucky median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Kentucky median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 77.7% (vs Kentucky 96.1%) |
| Broadband · Broadband-capable premises | 211 |
| Electricity · Electricity rate (¢/kWh) | 12.79¢/kWh |
| Electricity · Customers | 2077215 |
| Electricity · Revenue Millions | $3,335 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at Kentucky median) |
| Mobile Broadband · 5G mobile coverage | 1.000000000 (at Kentucky median) |
| Mobile Home Parks Detail · County total | 1 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 60.0% (vs Kentucky 56.1%) |
|---|---|
| Median Year Built | 1980 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12