St. Mary: Housing & Real Estate
$157,100 is the median home value in St. Mary (estimated market value runs 27% higher at $199,156), with median rent $-666,666,666. Homeownership rate: 100.0%. That's 1.1× higher than the Marion County median ($141,000); 1.2× below the Kentucky median ($181,606). Market is stable. Vacancy rate 5.3%. New construction makes up 3.5% of stock. A municipal building code is in effect.
- 3.3× annual income — home value vs. household income (vs Kentucky 2.8×).
- 4-BR rent is 2.1× a studio — rent gradient by unit size.
Home Values & Rent
Median home value $157,100 — 0.9× the Kentucky median ($181,606). Median rent $-666,666,666/month. homeownership rate 100.0% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 3.3× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Poverty Rate | 3.4% |
| Affordability · Property Tax Pct Income | 2.5% |
| Fair Market Rent · Studio rent | $619 |
| Fair Market Rent · One-bedroom rent | $660 |
| Fair Market Rent · Two-bedroom rent | $866 |
| Fair Market Rent · Three-bedroom rent | $1,093 |
| Fair Market Rent · Four-bedroom rent | $1,300 |
| Fair Market Rent · HUD FMR area | Marion County, KY |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $199,156 |
| Median Home Value | $157,100 (vs Kentucky $181,606) |
| Median Rent | $-666,666,666 (vs Kentucky $884) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | stable |
|---|---|
| Housing Market · Vacancy rate | 5.3% |
| Housing Market · New construction (% of stock) | 3.5% |
| Housing Market · Price Appreciation 2Yr | -11.5% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (2)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 20.0% |
| Broadband · Broadband-capable premises | 80 |
| Electricity · Electricity rate (¢/kWh) | 12.79¢/kWh |
| Electricity · Customers | 2,077,215 |
| Electricity · Revenue Millions | $3,335 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 95% |
| Mobile Home Parks Detail · County total | 7 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 100.0% |
|---|---|
| Median Year Built | 1975 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12