St. Mary: Economy & Jobs

St. Mary reports a median household income of $47,500 (1.3× below Marion County median $59,627; 1.4× below Kentucky median $65,103), with homes at a median value of $157,100. The surrounding county supports 9,158 jobs (avg $50,139).

Income & Affordability

Median household income $47,500 — below the Kentucky median ($65,103). Poverty rate 3.4% (U.S. average ~12.5%).

Affordability · Home Price To Income3.3×
Affordability · Home Affordabilitymoderate
Affordability · Poverty Rate3.4%
Affordability · Property Tax Pct Income2.5%
Irs Income · IRS tax returns filed$8,860
Irs Income · Total Adjusted Gross Income (thousands)$500,277
Irs Income · Average AGI per return$56,465
Irs Income · Year2022
Income Estimate$69,320
Median Household Income$47,500 (vs Kentucky $65,103)
Poverty Rate3.4%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryManufacturing
Economic Character · Income Levelworking-class
Economic Character · Median Income$47,500

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 6.5% — above the U.S. average of ~4%. 6% work from home (U.S. average ~15%).

Commuter Profile · Work From Home Pct6.3%
Commuter Profile · Primary Modedrove alone
Employment · Avg annual employment (county)9,158
Employment · Total annual wages (county)$459,152,382
Employment · Average annual pay$50,139
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment1,963,060
Unemployment Rate6.5% (vs Kentucky 5.2%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms1
Agriculture · Land In Farms Acres1,683
Agriculture · Avg Farm Size Acres1,683.00
Agriculture · Top CommoditiesCrop Totals, Grain, Animal Totals, Cattle, Corn
Agriculture · Year2022
Business Patterns · Establishments (employer count)347
Business Patterns · Total Employees7,867
Business Patterns · Annual Payroll Thousands351,584
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores3
Local Businesses · Gas Stations7
Local Businesses · General Merchandise8
Local Businesses · Auto Repair4
Local Businesses · Funeral Homes3
Local Businesses · Real Estate Offices3
Local Businesses · Commercial Banks9
Local Businesses · Insurance Agencies12

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants11
Dining Scene · Fast Food13

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (6)

Peoples Bank
Peoples Bank · 265 Old Springfield Rd · 40033
The Farmers National Bank of Lebanon
The Farmers National Bank of Lebanon · 136 W Main St · 40033
Citizens Bank and Trust of Lebanon, Inc.
Citizens Bank and Trust of Lebanon, Inc. · 149 W Main St · 40033
U.S. Bank National Association
LEBANON BRANCH · 131 W Main St · 40033
Community Trust Bank, Inc.
CAMPBELLSVILLE LEBANON BRANCH · 521 W Main St · 40033
Woodforest National Bank
8074 LEBANON BRANCH · 2136 Campbellsville Rd · 40033

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (2)

SUPERIOR FOOD MARKET
Grocery Store · 105 W Main St
Dollar General 31062
Other · 127 S 6th St
Nearest Snap · NameLa Chiapaneca
Nearest Snap · Distance0.7 mi

Sources: USDA SNAP — nearest by coordinates

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameMARION COUNTY CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$119,739,746
Federal Spending · Per Capita6,115.10
Federal Spending · Population19,581 people

Sources: USAspending API

Other

Pct Drove Alone89.1%
Pct Walked6.2%
Retirement Score · Median age34.6 years (vs Kentucky 39.2y)
Retirement Score · Ss Household Pct22.9%
Retirement Score · Hospitals Nearby1
Retirement Score · Va AccessYes
Retirement Score · Factorshospital access, VA nearby
Retirement Score · Ratingfair

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12