Housing & Real Estate — Cold Spring, Kentucky
Overview
| Total Housing Units | 3,069 |
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| Occupied | 2,994 |
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| Vacant | 75 |
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| Owner-Occupied | 2,622 |
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| Renter-Occupied | 372 |
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| Median Home Value (Census) | $253,600 |
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| Estimated 2026 | ~$302,000 |
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| Median Rent | $1,185/mo |
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| Median Property Tax | $2,369/yr |
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Affordability
| Home Price to Income Ratio | N/Ax |
|---|
| Home Affordability | moderate |
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| Rent as % of Income | 19.0% |
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| Severely Rent-Burdened | 64.3% |
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Housing Age
| Built 2010 or later | 281 |
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| Built 2000-2009 | 1,179 |
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| Built 1990-1999 | 545 |
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| Built before 1960 | 303 |
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| Median Year Built | 2000 |
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Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
