Housing & Real Estate — Clay, Kentucky
Overview
| Total Housing Units | 529 |
| Occupied | 431 |
| Vacant | 98 |
| Owner-Occupied | 276 |
| Renter-Occupied | 155 |
| Median Home Value (Census) | $74,400 |
| Estimated 2026 | ~$85,000 |
| Median Rent | $769/mo |
| Median Property Tax | $805/yr |
Affordability
| Home Price to Income Ratio | N/Ax |
| Home Affordability | affordable |
| Rent as % of Income | 15.1% |
| Severely Rent-Burdened | 13.4% |
Housing Age
| Built 2010 or later | 21 |
| Built 2000-2009 | 6 |
| Built 1990-1999 | 50 |
| Built before 1960 | 203 |
| Median Year Built | 1963 |
Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.