Housing & Real Estate — Mount Sterling, Kentucky
Overview
| Total Housing Units | 3,536 |
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| Occupied | 3,130 |
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| Vacant | 406 |
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| Owner-Occupied | 1,590 |
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| Renter-Occupied | 1,540 |
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| Median Home Value (Census) | $187,600 |
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| Estimated 2026 | ~$212,000 |
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| Median Rent | $564/mo |
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| Median Property Tax | $1,421/yr |
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Affordability
| Home Price to Income Ratio | N/Ax |
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| Home Affordability | moderate |
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| Rent as % of Income | 12.1% |
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| Severely Rent-Burdened | 23.6% |
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Housing Age
| Built 2010 or later | 310 |
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| Built 2000-2009 | 574 |
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| Built 1990-1999 | 207 |
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| Built before 1960 | 1,363 |
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| Median Year Built | 1972 |
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Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
