St. Charles: Economy & Jobs
$44,688 is the median household income in St. Charles (1.3× below Hopkins County median $56,815; 1.5× below Kentucky median $65,103), with homes at a median value of $55,700. The surrounding county supports 17,505 jobs (avg $54,831).
- $61,081 avg taxable income per return — higher than the median household income.
Income & Affordability
Median household income $44,688 — below the Kentucky median ($65,103). Poverty rate 33.8% (U.S. average ~12.5%). 46% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).
| Affordability · Home Price To Income | 1.2× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 24.5% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 46.2% |
| Affordability · Poverty Rate | 33.8% |
| Affordability · Property Tax Pct Income | 0.9% |
| Irs Income · IRS tax returns filed | $18,800 |
| Irs Income · Total Adjusted Gross Income (thousands) | $1,148,318 |
| Irs Income · Average AGI per return | $61,081 |
| Irs Income · Year | 2022 |
| Income Estimate | $45,580 |
| Median Household Income | $44,688 (vs Kentucky $65,103) |
| Poverty Rate | 33.8% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | blue_collar |
|---|---|
| Economic Character · Top Industry | Education Healthcare |
| Economic Character · Income Level | working-class |
| Economic Character · Median Income | $44,688 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. 2% work from home (U.S. average ~15%).
| Commuter Profile · Work From Home Pct | 1.8% |
|---|---|
| Commuter Profile · Primary Mode | drove alone |
| Employment · Avg annual employment (county) | 17,505 |
| Employment · Total annual wages (county) | $959,800,842 |
| Employment · Average annual pay | $54,831 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 1,963,060 |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 48 |
|---|---|
| Agriculture · Land In Farms Acres | 196,319 |
| Agriculture · Avg Farm Size Acres | 4,090.00 |
| Agriculture · Top Commodities | Crop Totals, Grain, Animal Totals, Poultry Totals, Corn |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 886 |
| Business Patterns · Total Employees | 14,459 |
| Business Patterns · Annual Payroll Thousands | 675,286 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Grocery Stores | 6 |
|---|---|
| Local Businesses · Convenience Stores | 3 |
| Local Businesses · Liquor Stores | 9 |
| Local Businesses · Gas Stations | 17 |
| Local Businesses · General Merchandise | 23 |
| Local Businesses · New Car Dealers | 3 |
| Local Businesses · Used Car Dealers | 4 |
| Local Businesses · Florists | 3 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 27 |
|---|---|
| Dining Scene · Fast Food | 35 |
| Dining Scene · Coffee Snacks | 3 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (9)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (1)
| Nearest Snap · Name | Dollar General 24310 |
|---|---|
| Nearest Snap · Total In Area | 47 |
Sources: USDA SNAP — county FIPS aggregate
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | HOPKINSVILLE CHRISTIAN COUNTY CHAMBER OF COMMERCE |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $327,044,719 |
|---|---|
| Federal Spending · Per Capita | 7,199.98 |
| Federal Spending · Population | 45,423 people |
Sources: USAspending API
Other
| Pct Drove Alone | 82.0% |
|---|---|
| Pct Walked | 1.8% |
| Retirement Score · Median age | 35.2 years (vs Kentucky 39.2y) |
| Retirement Score · Ss Household Pct | 29.6% |
| Retirement Score · Hospitals Nearby | 1 |
| Retirement Score · Va Access | Yes |
| Retirement Score · Factors | hospital access, VA nearby |
| Retirement Score · Rating | fair |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12