St. Joseph: Community Services

St. Joseph services on file: 10 bank branches, 3 VA facilities nearby, and 95 SNAP retailers.

694.4 bank branches per 10K residents (vs Kentucky 3.0/10K).

Food Assistance

SNAP-authorized retailers (USDA FNS) — supermarkets, super stores, convenience stores, and other outlets where SNAP benefits can be redeemed.

Sample (3)

DOLLAR GENERAL 8647

Other · 10133 Main St

HOUCHENS WHITESVILLE IGA 46

Supermarket · 10035 US HWY 54 E

Shree Khodal Krupa LLC - Vessels Mini Market

Convenience Store · 9227 Highway 54

Banking

FDIC-insured bank branches. Branch density correlates with population, so per-10K comparisons help calibrate access.

Branches (10)

Independence Bank of Kentucky

HIGHWAY 54 BRANCH · 3228 Highway 54 · 42303

South Central Bank, Inc.

FREDERICA STREET BRANCH · 2715 Frederica St · 42301

PNC Bank, National Association

FREDERICA STREET BRANCH · 3013 Frederica St · 42301

JPMorgan Chase Bank, National Association

FREDERICA STREET BRANCH · 2938 Frederica St · 42301

Truist Bank

OWENSBORO DOWNTOWN BRANCH · 100 W 3rd St · 42303

German American Bank

OWENSBORO SOUTH FREDERICA BRANCH · 3560 Frederica St · 42301

U.S. Bank National Association

NEW HARTFORD BRANCH · 2701 New Hartford Rd · 42303

First United Bank and Trust Company

PARRISH AVE. BRANCH · 3012 W Parrish Ave · 42301

Old National Bank

OWENSBORO BRANCH · 123 W 4th St · 42303

Fifth Third Bank, National Association

OWENSBORO SOUTH BRANCH · 3205 Frederica St · 42301

Childcare

Nearest Childcare · Name	LITTLE EINSTEINS TOO!
Nearest Childcare · Distance	0.3 mi

Sources: HIFLD — nearest by coordinates

Emergency Services

Emergency Shelters · County total	2

Sources: HIFLD / IRS BMF

Social Services

Federal program access points: legal aid, senior services, job centers, substance-abuse treatment, housing assistance.

Community Resource Links · Food Assistance	https://www.fns.usda.gov/snap/retailer-locator?location=St. Joseph+KY
Community Resource Links · Legal Aid	https://www.lsc.gov/about-lsc/what-legal-aid/get-legal-help?zip=42301
Community Resource Links · Senior Services	https://eldercare.acl.gov/Public/Index.aspx?zip=42301
Community Resource Links · Job Centers	https://www.careeronestop.org/LocalHelp/AmericanJobCenters/find-american-jo…
Community Resource Links · Substance Abuse	https://findtreatment.gov/?zip=42301
Community Resource Links · Housing Assistance	https://www.hud.gov/program_offices/housing/sfh/hcc?searchZip=42301

Sources: Federal agency locator URLs · Refreshed 2026-04-12

Other

Nearest Nursing Home · Name	WELLINGTON PARC OF OWENSBORO
Nearest Nursing Home · Distance	0.5 mi
Nearest Red Cross · Name	AMERICAN RED CROSS BIG RIVERS CHAPTER
Nearest Red Cross · Distance	2.4 mi
Nearest Shelter · Name	Owensboro Christian Church
Nearest Shelter · Distance	0.3 mi
Nearest Snap · Name	Kinsman Asian Grocery Store Llc
Nearest Snap · Distance	0.1 mi
Nearest Urgent Care · Name	CONVENIENT CARE CENTER
Nearest Urgent Care · Distance	1.2 mi
Nearest Va Medical · Name	EVANSVILLE VETERANS CENTER
Nearest Va Medical · Distance	28.3 mi
Nursing Homes Detail · County total	8
Pharmacies · County total	17

Sources: HIFLD — nearest by coordinates · HIFLD National Shelter System · USDA SNAP — nearest by coordinates · HIFLD / IRS BMF · Census CBP — pharmacy NAICS code